Not sure how that would extend to the CFC, but the FQE has very good insurance (I think they are available to all members of the Quebec Leisure and sports association). What is great about it is that affiliated clubs are also covered. So, for instance the McGill Chess club pays something like $30 a year to the FQE to be affiliated and in exchange, has access to all its insurance coverage in case something goes wrong.

I don't know if the CFC has insurance at all, but maybe there is a way to share the insurance coverage as the FQE does with its clubs. Perhaps Richard knows more about that.