I hate that I've been paying my bank over $100 a year in fees for a long time now. Plus, it used to be that my particular bank had a policy of no more fees once you reach age 55. Then, when I was closing in on my 55th birthday, I discovered that the promised land had been raised to age 60. On top of that, banks punish people in more than one way for not always having a juicy account. Plus, there's those fishy-looking "Other bank fees" noted in my passbook at times.
If I had my druthers I'd rather keep my money under my mattress, but governments alone used to send me cheques at times, requiring me to cash them somewhere, or nowadays instead they deposit the money into a (required) bank account.
I'd get into government taxes on taxes themselves, but that's off this thread's topic...
There are more things in heaven and earth, Horatio, than are dreamt of in your philosophy.
Hamlet (1.5.167-8), Hamlet to Horatio.